Web Validation - KYC API Documentation

Comprehensive website validation and risk assessment. Analyzes domains for legitimacy, security, content quality, sanctions, adverse media, and policy compliance.

Endpoint

POST /kyc/web-validation

Authentication

Requires web-validation:create permission. Include your Bearer token in the Authorization header.

Description

The web validation endpoint performs comprehensive analysis of websites including:

URL & Domain Analysis: Validates URL structure, redirects, and domain registration (WHOIS)
SSL/TLS Verification: Checks certificate validity, expiration, and security
Industry Classification: AI-powered industry detection and risk classification
Name/Industry Matching: Compares declared business info against website content
Sanction List Check: Screens domain against global sanctions lists
Adverse Media Analysis: Searches for negative news and fraud reports
Social Media Validation: Verifies social media links are functional
Tranco Rank Check: Evaluates website popularity/reputation
Policy Compliance: Analyzes Terms, Return, Refund, and AML policies

Request Body Parameters

Request Examples

Basic Validation

curl -X POST https://stg.kyc.legaltalent.ai/kyc/web-validation \
  -H "Authorization: Bearer YOUR_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "url": "https://example.com"
  }'

Validation Linked to a Customer

curl -X POST https://stg.kyc.legaltalent.ai/kyc/web-validation \
  -H "Authorization: Bearer YOUR_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "url": "https://example-shop.com",
    "client_id": "your-external-id-123"
  }'

When client_id is provided, the response includes a customer_id field. If no customer with that client_id exists, one is auto-created. Use the same client_id across services (web validation, adverse media, sessions) to aggregate all results for one customer.

Full Validation with Business Details

curl -X POST https://stg.kyc.legaltalent.ai/kyc/web-validation \
  -H "Authorization: Bearer YOUR_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "url": "https://example-shop.com",
    "client_id": "merchant-456",
    "declared_name": "Example Shop Inc",
    "declared_industry": "E-commerce",
    "include_adverse_media": true,
    "include_sanction_check": true,
    "include_social_links": true,
    "include_tranco_rank": true,
    "include_policies": true,
    "policy_types": ["terms", "return", "refund"]
  }'

With JavaScript Rendering

curl -X POST https://stg.kyc.legaltalent.ai/kyc/web-validation \
  -H "Authorization: Bearer YOUR_TOKEN" \
  -H "Content-Type: application/json" \
  -d '{
    "url": "https://spa-website.com",
    "enable_js_render": true
  }'

Response Format

Success Response

{
  "customer_id": "38ff436f-851e-4f9a-89fd-6eb19a02ba75",
  "result": {
    "reliability_score": 78.5,
    "validation_results": {
      "url_checker": true,
      "code_response": 200,
      "last_page_url": "https://example.com/",
      "social_media": false,
      "social_media_allowed": true,
      
      "ssl_checker": {
        "has_ssl": true,
        "is_valid": true,
        "issuer": "Let's Encrypt",
        "expiry_date": "2025-03-15",
        "days_until_expiry": 90
      },
      
      "whois_info": {
        "domain": "example.com",
        "registrar": "GoDaddy",
        "creation_date": "2010-01-15",
        "expiration_date": "2026-01-15",
        "domain_age_days": 5478,
        "registrant_country": "US"
      },
      
      "classifier": {
        "industry_name": "E-commerce",
        "industry_id": 12,
        "allowed_industry": true,
        "flagged_industry": false,
        "criterion": "Online retail store selling electronics"
      },
      
      "kyc_matches": {
        "declared_name_match": true,
        "declared_industry_match": true,
        "name_confidence": 0.92,
        "industry_confidence": 0.88
      },
      
      "page_status_classifier": {
        "page_status": "AVAILABLE",
        "has_content": true
      },
      
      "sanction_check": {
        "has_matches": false,
        "matches": [],
        "checked_lists": ["OFAC", "EU", "UN"]
      },
      
      "adverse_media": {
        "has_adverse_media": false,
        "risk_score": 15,
        "decision": "CLEAR",
        "sources": []
      },
      
      "social_media_links": {
        "social_links_found": true,
        "valid_count": 3,
        "invalid_count": 0,
        "links": [
          {"platform": "facebook", "url": "https://facebook.com/example", "valid": true},
          {"platform": "twitter", "url": "https://twitter.com/example", "valid": true},
          {"platform": "instagram", "url": "https://instagram.com/example", "valid": true}
        ]
      },
      
      "tranco_rank": {
        "rank": 45000,
        "in_top_million": true,
        "band": "top_100k",
        "score": 0.8
      },
      
      "policies": {
        "terms": {
          "status": "policy_analyzed",
          "url": "https://example.com/terms",
          "generic_format": false,
          "includes_is_of_age": true,
          "has_applicable_law": true,
          "dos_clause": true,
          "termination_clause": true,
          "privacy_policy": true
        },
        "return": {
          "status": "policy_analyzed",
          "url": "https://example.com/return-policy",
          "generic_format": false
        },
        "refund": {
          "status": "policy_analyzed",
          "url": "https://example.com/refund-policy",
          "generic_format": false
        },
        "execution_time_ms": 3200
      },
      
      "total_cost": 0.0023,
      "concurrent_time_taken_ms": 4500
    }
  }
}

Response Fields

Top Level

Field	Type	Description
`customer_id`	string	Internal customer UUID. Only present when `client_id` was provided in the request.
`result.reliability_score`	number	Overall reliability score (0-100)
`result.validation_results`	object	Detailed results from all validators

URL & Basic Checks

Field	Type	Description
`url_checker`	boolean	Whether URL is valid and accessible
`code_response`	integer	HTTP response code
`last_page_url`	string	Final URL after redirects
`social_media`	boolean	Whether URL is a social media site
`social_media_allowed`	boolean	Whether social media URLs are allowed

SSL Certificate

Field	Type	Description
`has_ssl`	boolean	Whether site has SSL
`is_valid`	boolean	Whether certificate is valid
`issuer`	string	Certificate issuer
`expiry_date`	string	Certificate expiration date
`days_until_expiry`	integer	Days until certificate expires

WHOIS Information

Field	Type	Description
`domain`	string	Domain name
`registrar`	string	Domain registrar
`creation_date`	string	Domain creation date
`expiration_date`	string	Domain expiration date
`domain_age_days`	integer	Age of domain in days
`registrant_country`	string	Country of registrant

Industry Classification

Field	Type	Description
`industry_name`	string	Detected industry name
`industry_id`	integer	Industry identifier
`allowed_industry`	boolean	Whether industry is allowed
`flagged_industry`	boolean	Whether industry is flagged for extra scrutiny (only `true` when `allowed_industry` is also `true`)
`criterion`	string	Classification reasoning

KYC Matches

Field	Type	Description
`declared_name_match`	boolean	Whether declared name matches
`declared_industry_match`	boolean	Whether declared industry matches
`name_confidence`	number	Name match confidence (0-1)
`industry_confidence`	number	Industry match confidence (0-1)

Sanction Check

Field	Type	Description
`has_matches`	boolean	Whether sanctions matches found
`matches`	array	List of sanction matches
`checked_lists`	array	Lists that were checked

Adverse Media

Field	Type	Description
`has_adverse_media`	boolean	Whether adverse media found
`risk_score`	integer	Risk score (0-100)
`decision`	string	CLEAR, LOW_RISK, MEDIUM_RISK, HIGH_RISK
`sources`	array	Adverse media sources found

Field	Type	Description
`social_links_found`	boolean	Whether social links found
`valid_count`	integer	Number of valid links
`invalid_count`	integer	Number of broken links
`links`	array	Detailed link information

Tranco Rank

Field	Type	Description
`rank`	integer	Tranco ranking position
`in_top_million`	boolean	Whether in top 1M sites
`band`	string	Ranking band (top_1k, top_10k, etc.)
`score`	number	Popularity score (0-1)

Policies

Field	Type	Description
`terms`	object	Terms & Conditions analysis
`return`	object	Return policy analysis
`refund`	object	Refund policy analysis
`aml`	object	AML policy analysis
`execution_time_ms`	integer	Policy analysis time

Reliability Score Calculation

The reliability score is calculated as a weighted average of individual validation scores:

Criterion	Description	Score Range
SSL	Certificate validity	0-1
Industry	Allowed industry classification (0 = blocked, 0.5 = flagged, 1 = allowed)	0, 0.5, or 1
Name Match	Declared name verification	0 or 1
Industry Match	Declared industry verification	0 or 1
Sanction Check	No sanctions matches	0 or 1
Adverse Media	Inverse of risk score	0-1
Social Links	Ratio of valid links	0-1
Tranco Rank	Popularity score by band	0.2-1
Terms Policy	Policy quality score	0-1
Return Policy	Policy presence score	0-1
Refund Policy	Policy presence score	0-1
AML Policy	Policy quality score	0-1

Tranco Rank Bands

Band	Rank Range	Score
top_1k	1 - 1,000	1.0
top_10k	1,001 - 10,000	0.9
top_100k	10,001 - 100,000	0.8
top_500k	100,001 - 500,000	0.6
top_1m	500,001 - 1,000,000	0.4
not_ranked	> 1,000,000	0.2

Error Responses

400 Bad Request - Invalid URL

{
  "error": "Validation error: URL must start with http:// or https://"
}

400 Bad Request - Missing URL

{
  "error": "Validation error: \"url\" parameter is required"
}

403 Forbidden - Permission Denied

{
  "error": "Permission denied: web-validation:create required"
}

500 Internal Server Error

{
  "error": "Internal server error"
}

Status Codes

Code	Description
200	Success - Validation completed
400	Bad Request - Invalid parameters
401	Unauthorized - Missing or invalid token
403	Forbidden - Insufficient permissions
500	Internal Server Error

Usage Examples

Python - Full Validation

import requests

BASE_URL = "https://stg.kyc.legaltalent.ai"
TOKEN = "YOUR_TOKEN"

headers = {
    "Authorization": f"Bearer {TOKEN}",
    "Content-Type": "application/json"
}

def validate_website(url, declared_name=None, declared_industry=None, full_check=True):
    """Perform comprehensive website validation."""
    payload = {
        "url": url,
        "include_sanction_check": True,
        "include_social_links": True,
        "include_tranco_rank": True
    }
    
    if declared_name:
        payload["declared_name"] = declared_name
    if declared_industry:
        payload["declared_industry"] = declared_industry
    
    if full_check:
        payload["include_adverse_media"] = True
        payload["include_policies"] = True
        payload["policy_types"] = ["terms", "return", "refund", "aml"]
    
    response = requests.post(
        f"{BASE_URL}/kyc/web-validation",
        headers=headers,
        json=payload,
        timeout=90
    )
    response.raise_for_status()
    return response.json()

def analyze_result(result):
    """Analyze validation results."""
    data = result.get("result", {})
    score = data.get("reliability_score", 0)
    validation = data.get("validation_results", {})
    
    print(f"Reliability Score: {score:.1f}/100")
    
    # SSL Check
    ssl = validation.get("ssl_checker", {})
    print(f"\n🔒 SSL: {'Valid' if ssl.get('is_valid') else 'Invalid'}")
    if ssl.get('days_until_expiry'):
        print(f"   Expires in {ssl['days_until_expiry']} days")
    
    # Sanction Check
    sanction = validation.get("sanction_check", {})
    if sanction.get("has_matches"):
        print(f"\n⚠️ SANCTION MATCHES FOUND!")
    else:
        print(f"\n✅ No sanction matches")
    
    # Adverse Media
    adverse = validation.get("adverse_media", {})
    decision = adverse.get("decision", "N/A")
    print(f"\n📰 Adverse Media: {decision}")
    if adverse.get("risk_score"):
        print(f"   Risk Score: {adverse['risk_score']}/100")
    
    # Social Links
    social = validation.get("social_media_links", {})
    valid = social.get("valid_count", 0)
    invalid = social.get("invalid_count", 0)
    print(f"\n🔗 Social Links: {valid} valid, {invalid} broken")
    
    # Tranco Rank
    tranco = validation.get("tranco_rank", {})
    rank = tranco.get("rank")
    band = tranco.get("band", "not_ranked")
    print(f"\n📊 Tranco Rank: #{rank} ({band})" if rank else "\n📊 Tranco: Not ranked")
    
    # Policies
    policies = validation.get("policies", {})
    if policies:
        print("\n📋 Policies:")
        for policy_type in ["terms", "return", "refund", "aml"]:
            policy = policies.get(policy_type, {})
            status = policy.get("status", "not_found")
            print(f"   - {policy_type.title()}: {status}")
    
    return score >= 70

# Usage
result = validate_website(
    url="https://example-shop.com",
    declared_name="Example Shop Inc",
    declared_industry="E-commerce",
    full_check=True
)

is_reliable = analyze_result(result)
print(f"\n{'✅ Website appears reliable' if is_reliable else '⚠️ Website requires review'}")

JavaScript - With Risk Assessment

const BASE_URL = 'https://stg.kyc.legaltalent.ai';
const TOKEN = 'YOUR_TOKEN';

const headers = {
  'Authorization': `Bearer ${TOKEN}`,
  'Content-Type': 'application/json'
};

async function validateWebsite(url, options = {}) {
  const payload = {
    url,
    include_sanction_check: true,
    include_social_links: true,
    include_tranco_rank: true,
    ...options
  };

  const response = await fetch(`${BASE_URL}/kyc/web-validation`, {
    method: 'POST',
    headers,
    body: JSON.stringify(payload)
  });

  if (!response.ok) {
    const error = await response.json();
    throw new Error(error.error || 'Validation failed');
  }

  return response.json();
}

function assessRisk(result) {
  const data = result.result || {};
  const score = data.reliability_score || 0;
  const validation = data.validation_results || {};
  
  const risks = [];
  
  // Check SSL
  const ssl = validation.ssl_checker || {};
  if (!ssl.is_valid) {
    risks.push({ level: 'high', issue: 'Invalid SSL certificate' });
  } else if (ssl.days_until_expiry < 30) {
    risks.push({ level: 'medium', issue: 'SSL expires soon' });
  }
  
  // Check sanctions
  const sanction = validation.sanction_check || {};
  if (sanction.has_matches) {
    risks.push({ level: 'critical', issue: 'Sanction matches found' });
  }
  
  // Check adverse media
  const adverse = validation.adverse_media || {};
  if (adverse.decision === 'HIGH_RISK') {
    risks.push({ level: 'high', issue: 'High risk adverse media' });
  } else if (adverse.decision === 'MEDIUM_RISK') {
    risks.push({ level: 'medium', issue: 'Medium risk adverse media' });
  }
  
  // Check domain age (via WHOIS)
  const whois = validation.whois_info || {};
  if (whois.domain_age_days < 180) {
    risks.push({ level: 'medium', issue: 'Domain less than 6 months old' });
  }
  
  // Check Tranco rank
  const tranco = validation.tranco_rank || {};
  if (!tranco.in_top_million) {
    risks.push({ level: 'low', issue: 'Low website popularity' });
  }
  
  // Check social links
  const social = validation.social_media_links || {};
  if (social.invalid_count > social.valid_count) {
    risks.push({ level: 'medium', issue: 'Broken social media links' });
  }
  
  // Determine overall risk level
  const hasCritical = risks.some(r => r.level === 'critical');
  const hasHigh = risks.some(r => r.level === 'high');
  const hasMedium = risks.some(r => r.level === 'medium');
  
  let overallRisk = 'low';
  if (hasCritical) overallRisk = 'critical';
  else if (hasHigh) overallRisk = 'high';
  else if (hasMedium) overallRisk = 'medium';
  
  return {
    score,
    overallRisk,
    risks,
    recommendation: score >= 70 && !hasCritical && !hasHigh ? 'approve' : 'review'
  };
}

// Usage
async function main() {
  const result = await validateWebsite('https://example-shop.com', {
    declared_name: 'Example Shop Inc',
    declared_industry: 'E-commerce',
    include_adverse_media: true,
    include_policies: true
  });
  
  const assessment = assessRisk(result);
  
  console.log(`Score: ${assessment.score.toFixed(1)}/100`);
  console.log(`Overall Risk: ${assessment.overallRisk.toUpperCase()}`);
  console.log(`Recommendation: ${assessment.recommendation.toUpperCase()}`);
  
  if (assessment.risks.length > 0) {
    console.log('\nRisk Factors:');
    assessment.risks.forEach(risk => {
      console.log(`  [${risk.level}] ${risk.issue}`);
    });
  }
}

Best Practices

Performance

Basic validation (without policies/adverse media): ~3-5 seconds
Full validation (all checks enabled): ~8-15 seconds
Use enable_js_render: true only for JavaScript-heavy sites (adds ~2-3 seconds)

Reliability Score Thresholds

Score Range	Recommendation
80-100	Low risk, safe to proceed
60-79	Medium risk, review recommended
40-59	Higher risk, manual verification needed
0-39	High risk, exercise caution

Configuration Tips

For E-commerce/Merchant Onboarding:
- Enable all checks including policies
- Verify declared_name and declared_industry
- Check include_adverse_media: true
For Quick Screening:
- Use basic validation without policies
- Focus on SSL, sanction check, and Tranco rank
For High-Risk Industries:
- Enable AML policy check
- Use tenant-configured risk matrix weights

Tenant Configuration

Settings can be pre-configured per tenant:

Default validation options
Risk matrix weights
Allowed/blocked industries
Policy check requirements

Contact support to configure tenant-specific settings.

Adverse Media API - Dedicated adverse media analysis
CUA Website Scan - AI-powered deep website analysis
List Check - Entity sanctions screening

Overview

Compliance Screening

AI Analysis

Batch Processing

KYC Workflows & Sessions

Webhooks

Tenant Management

Watchlists

Reporting & Analytics

Monitoring

Documentation Index

​Endpoint

​Authentication

​Description

​Request Body Parameters

​Request Examples

​Basic Validation

​Validation Linked to a Customer

​Full Validation with Business Details

​With JavaScript Rendering

​Response Format

​Success Response

​Response Fields

​Top Level

​URL & Basic Checks

​SSL Certificate

​WHOIS Information

​Industry Classification

​KYC Matches

​Sanction Check

​Adverse Media

​Social Media Links

​Tranco Rank

​Policies

​Reliability Score Calculation

​Tranco Rank Bands

​Error Responses

​400 Bad Request - Invalid URL

​400 Bad Request - Missing URL

​403 Forbidden - Permission Denied

​500 Internal Server Error

​Status Codes

​Usage Examples

​Python - Full Validation

​JavaScript - With Risk Assessment

​Best Practices

​Performance

​Reliability Score Thresholds

​Configuration Tips

​Tenant Configuration

​Related References